You have been working since years now. Maybe right from the very next day you were out of college.
And yet your goal for retirement seems quite far in time? Where are my savings and why haven’t they grown multifold as promised while setting them aside?

But earnings were never supposed to make anyone wealthy in the first place. They don’t multiple and grow exponentially. A penny saved is not a penny gained. Rather a penny invested is a penny made!
Therefore choose your investment tools wisely. Start early and build big by compounding.
Afterall no one ever went broke by under-living for sure!